Digital Nomad Visas in Europe: Where to Live and Work in 2025

Stuart Kerr
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Flat-style illustration of a digital nomad working on a laptop outdoors with suitcase nearby and European landmarks in the background, promoting visa opportunities in 2025.


By: Stuart Kerr, Travel Correspondent
Published: 01/08/2025 · Updated: 01/08/2025
Contact: editorial@holidaymate.com | About the Author


Remote Work Meets the European Dream

The world of work has fundamentally changed—and Europe is adapting fast. In 2025, the image of a digital nomad has evolved far beyond the cliché of a freelancer on a beach with a laptop. Instead, picture a remote software developer sipping espresso in a quiet Puglian village, a UX designer working from a co-working hub in Tallinn, or a British writer living legally in Lisbon for a year or more—thanks to a digital nomad visa.

These visas, tailored specifically for remote workers who earn their income from outside the host country, are Europe’s answer to the mobile, post-pandemic workforce. They offer a legal pathway for non-EU citizens, including Britons, to live and work from some of the most desirable destinations on the continent, with the added bonus of Wi-Fi, weather, and wanderlust.

As of 2025, more than a dozen European countries offer some form of a digital nomad visa (DNV), with new entrants joining each year. But while the concept may sound universal, the eligibility rules, income thresholds, tax implications, and benefits differ significantly depending on where you go.


What Exactly Is a Digital Nomad Visa?

A digital nomad visa allows foreign nationals—primarily those from outside the EU or EEA—to reside in a country while working remotely for a company or clients based elsewhere. Unlike tourist visas, which typically limit stays to 90 days within a 180-day period, these visas allow much longer stays, ranging from six months to two years, often with the possibility of renewal.

But DNVs are more than just extended tourist permissions. They often come with the ability to rent long-term accommodation, access local services, open bank accounts, and in some cases, enjoy favourable tax treatment for a defined period. For countries seeking to boost their economies without displacing local workers, digital nomads represent an attractive demographic: self-sufficient, low-maintenance, and often willing to spend freely in local communities.

The growing trend has caught the attention of international policy analysts. According to reports by Nomad Capitalist, Global Citizen Solutions, and the Nomads Embassy, the demand for DNVs is surging in parallel with remote job growth across the tech, creative, finance, and education sectors.


A Diverse Landscape of Options

While the concept of a digital nomad visa may be broadly similar across Europe, the details can vary dramatically. Portugal remains a favourite, offering a renewable 12-month visa with a monthly income threshold of €3,040. With its mild climate, English proficiency, and high-quality infrastructure, cities like Lisbon and Porto continue to attract a steady influx of remote professionals.

Spain, too, is stepping up. In 2025, applicants need to demonstrate an annual income of at least €28,000—or roughly €2,334 per month. The appeal? Those who qualify may benefit from favourable tax rates during their first six years of residency under Spain’s updated tax regime for foreign workers.

Meanwhile, Italy is carving out its niche by blending lifestyle and accessibility. With a minimum income requirement of €24,789 annually, its newly formalised visa caters not just to those drawn to Rome or Milan, but to the rural slow-living hubs in Puglia, Umbria, and Sicily. These regions are actively encouraging digital nomads as part of their revitalisation strategies.

In the Balkans, Croatia has positioned itself as a remote worker haven with a straightforward online application process (in English), no local tax liability for incomes sourced abroad, and the ability for family members to accompany the applicant. The minimum income stands at approximately €2,540 per month, and the visa allows for up to one year of residence.

Then there’s Estonia—a pioneer in digital governance and remote infrastructure. The country was among the first to launch a DNV and remains a leading choice for tech-savvy workers. With a monthly income requirement of €3,504, applicants benefit from seamless registration systems and access to the country’s innovative e-residency platform.

These examples represent just a handful of the available programmes, but they reflect the spectrum of opportunity across the continent. Each destination balances affordability, bureaucracy, tax policy, and lifestyle in its own way.


Caveats and Fine Print

While DNVs sound like a dream solution, there are important limitations that potential applicants must understand.

Firstly, income verification is not a formality. Applicants are typically required to prove stable, recurring income—often through contracts, bank statements, or employer letters. Freelancers with fluctuating earnings may struggle to meet these thresholds consistently.

Secondly, healthcare coverage is a near-universal requirement. Many DNV programmes demand proof of private health insurance valid for the full duration of the stay, with some countries specifying minimum coverage levels.

It’s also important to remember that these visas do not permit employment within the local economy. You must already be earning from a foreign employer, clients, or your own business registered abroad. Taking on local clients or seeking employment in the host country can invalidate your visa and potentially result in penalties or bans.

Lastly, tax obligations can be complex. While some countries offer tax exemptions for shorter stays, others may consider you a tax resident if you remain for more than 183 days in a year—even if your income is sourced abroad. Portugal, for instance, has specific rules under its Non-Habitual Resident (NHR) tax regime, which recently saw changes. Spain’s Beckham Law offers reduced tax rates for certain nomads, but with strict eligibility.

To navigate these rules effectively, it’s advisable to consult the latest legal guidance or speak with an immigration adviser—particularly if your situation involves dependents, business ownership, or dual citizenship.


Choosing the Right Destination

Selecting a country isn’t just about the visa rules—it’s about lifestyle alignment.

If cost of living is your main concern, Croatia and Greece offer a compelling balance between affordability and access to nature, culture, and internet connectivity. Portugal and Estonia are leading the way in digital infrastructure, offering reliable high-speed internet and widespread coworking options.

Weather lovers will naturally gravitate towards southern Europe. Spain and Italy enjoy long summers and mild winters, making them ideal for those who thrive in Mediterranean settings.

Families may prioritise destinations with smoother education access and spousal visas—Croatia and Spain both provide clear pathways for dependents, including schooling rights and residency extensions.

And for those who dread red tape, countries like Malta and Portugal have simplified application portals and clearer guidance, which can ease the bureaucracy for first-time nomads.


British Passport? You’re in a Good Starting Position

For British citizens post-Brexit, digital nomad visas offer a vital bridge to long-term European living. Although short visits remain visa-free across most of the Schengen Zone, these special permits give legal access to housing, services, and long-term residence—without relying on local employment contracts or complex residency schemes.

Your nationality may affect processing times, document requirements, or eligibility, so it's always wise to start with your passport’s current visa privileges. Websites like Nomads Embassy or national immigration portals can provide up-to-date resources and downloadable checklists.


Final Thoughts

In 2025, Europe is no longer merely a travel destination—it’s a workplace. For remote workers seeking stability, beauty, and legal clarity, digital nomad visas are more than a trend; they’re a gateway to a new kind of global living. But as always, the magic lies in the details—so do your research, verify the requirements, and plan ahead.

Whether you're chasing the sun in Andalusia or coding from a rooftop in Ljubljana, Europe's doors are opening wider to the digital nomad generation.


About the Author
Stuart Kerr writes about mobility, lifestyle visas, and global work trends for Holidaymate.com. You can reach him at editorial@holidaymate.com. Read more of his work here.

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